Understanding credit bureaus can help you piece together the puzzle that is your credit score. The role of credit bureaus is to compile credit information from various institutions we use for loans, mortgages, credit cards, and more. Three major credit reporting agencies keep this information. The best credit repair experts suggest requesting your one free report annually from each agency. Here are some facts you should know about these credit reporting agencies.
Experian
Experian is one of the top credit reporting agencies you can request your credit report from. You can obtain your credit report for free once a year, or you can pay a subscription fee to have access to it more regularly and to take advantage of other perks. The best credit repair companies suggest obtaining your Experian credit report at least annually and reviewing it thoroughly.
Equifax
Equifax has provided services for over a century and operates in more than 20 countries. It has earned a positive reputation during this time and offers services everyday consumers can appreciate. Some of those services include identity theft protection and credit fraud protection. Talk to credit repair experts to see if any of these services could benefit you.
TransUnion
TransUnion does not have an extensive history like Experian and Equifax, but its reputation is just as strong. The company has been in business for more than 30 years and operates in over 30 countries. TransUnion will freeze your credit report upon request if you believe your identity has been stolen. The company will also report this information to Experian and Equifax so you don’t have to. You can buy a subscription for credit monitoring through TransUnion to boost your peace of mind as well.
Work With Trusted Credit Repair Experts To Improve Your Credit
If you need credit score help, working with trusted credit repair experts should be your first step. They will likely suggest pulling your credit reports so they can be analyzed and evaluated thoroughly. Everyone’s situation is different, so there’s no single one-size-fits-all solution for repairing a credit score. Knowing what is on your credit reports from the three major credit reporting agencies is the beginning of your journey to having better credit.
Core Credit Solutions can help you make sense of your credit reports from the three major credit reporting agencies. We understand these reports can be a little confusing if you aren’t experienced with them, so our team is here to help. When you’re ready to take control of your credit, contact us to learn about how we can help.