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How Often Does Your Credit Score Change?
It’s no secret that your credit score can change over time. But a question many people ask is how often does it change? If you’ve
The Differences Between a Credit Lock and a Credit Freeze
Identity theft is a major problem worldwide and it can sometimes seem inevitable that your information will get stolen at some point. While it’s essential
The Impact of Loan Borrowing on Your Credit Score
Most people will have to take out a loan at some point in their lives. Whether it’s buying a car, a home, taking out student
3 Major Credit Reporting Agencies to Know
Understanding credit bureaus can help you piece together the puzzle that is your credit score. The role of credit bureaus is to compile credit information
How to Manage Your Credit Utilization Percentage
Credit cards can be essential to building a positive credit score, as long as you use them correctly. Paying off your balance every month is
What to do When Collections Appear on Your Credit Report
If any of your debts are sent to collections, you’ll know about it soon enough. Debt collectors will contact you in any way they can