A Guide for Paying Collections Debt
Financial hardships can happen unexpectedly, which could lead to late or missed payments on your debts. When this occurs, a collection agency could get involved and you’ll know it when you start receiving phone calls, letters, and other forms of communication. When you work with a credit restoration company, you can handle debt collectors a […]
Inquiries to Address Prior to Settling a Debt Collection
Debt collectors have standards and rules they must follow, but they don’t often adhere to them. It’s easy and natural to get intimidated by a persistent debt collector. However, when you know your basic rights, you can sometimes push back if they are out of line. You might even be able to have collection removal […]
What to do When Collections Appear on Your Credit Report
If any of your debts are sent to collections, you’ll know about it soon enough. Debt collectors will contact you in any way they can to get the money, which can increase your stress levels significantly. The good news is collection removal from your credit report is possible. You just need to know what steps […]
5 Ways to Identify a Debt Collection Scam
People are desperate nowadays and look to take advantage of vulnerable people. If you’re in debt and receive a call, text, email, or letter from a supposed debt collector, be sure to have your radar up for a possible scam. The best credit repair experts can tell you what to look out for and here […]
How Long Are Negative Items On a Credit Report?
Negative items on your credit report can lower your score significantly. What makes them even more impactful is the fact that they can stay on your credit report for many years.Negative items will naturally fall off your report from 2 years to 10 years. Whether you’re looking into collection removal from your credit report or […]