A Guide for Paying Collections Debt
Financial hardships can happen unexpectedly, which could lead to late or missed payments on your debts. When this occurs, a collection agency could get involved and you’ll know it when you start receiving phone calls, letters, and other forms of communication. When you work with a credit restoration company, you can handle debt collectors a […]
Your Options for Credit Card Debt Settlement
Having substantial credit card debt can create financial stress for individuals and families. Not to mention how much it can impact your credit score and potentially dig a deeper hole in your finances. What many people don’t realize when pursuing credit repair options is sometimes you can negotiate your credit card debts. Here are some […]
How to Start Building Credit for Your Child
It’s never too early to teach your child good money habits. How your child sees money at a young age can shape their perspective about it as they enter the workforce and make important financial decisions. With the help and advice from credit specialists, you can start building your child’s credit as early as when […]
3 Strategies for Removing a Closed Account From Your Credit History
Removing a closed account from your credit history can have a positive impact, especially if it includes inaccuracies. However, simply clearing out all closed accounts isn’t always possible or ideal. Working with credit repair experts to determine which of these types of accounts should be removed is important. The last thing you want to do […]
Rebuilding Credit Through the Use of Secured Credit Cards
Whether you’ve gone through some hardships in life or simply made some bad financial decisions, rebuilding bad credit can be a long uphill battle. The good news is there are several strategies you can implement to speed up the process, and working with credit rebuilders is highly recommended. One of the top strategies credit rebuilders […]
Inquiries to Address Prior to Settling a Debt Collection
Debt collectors have standards and rules they must follow, but they don’t often adhere to them. It’s easy and natural to get intimidated by a persistent debt collector. However, when you know your basic rights, you can sometimes push back if they are out of line. You might even be able to have collection removal […]
Understanding the Statute of Limitations on Debt
When you get one phone call from a debt collector, it can sometimes seem like those calls are never-ending. And in many cases, your debt might get transferred to a different debt collector, which simply restarts the cycle of phone calls. These debts can hurt your credit score significantly, but when you work with credit […]
Indications of Credit Card Debt Spinning Out of Hand
Credit cards are convenient to use, but they can quickly become a problem if they aren’t used wisely. Not having the available credit line to pay for unexpected expenses can hinder your financial flexibility. And if you’re unable to make payments, then credit repair experts may need to help. Here are several indications your credit […]
Is Foreclosure or Bankruptcy Worse for Your Credit Score?
When it comes to your financial health, choosing between foreclosure or bankruptcy is the last thing you want to be put in a position to do. However, life circumstances can occur that puts you in a challenging spot where this decision is a reality. Working with the top credit repair companies can give you a […]
The Difference Between Credit Repair and Debt Consolidation
If life has taken a difficult turn that has led you to financial struggles, the good news is you have options. Financial experts may suggest either credit repair or debt consolidation strategies. However, it’s important to know the distinctions and differences between the two so you can understand the most valuable strategy for your situation. […]