The Impact of Loan Borrowing on Your Credit Score
Most people will have to take out a loan at some point in their lives. Whether it’s buying a car, a home, taking out student loans, or any other type of loan, it’s critical to understand the impact of your credit score. The best credit helpers can help you make sense of your loan’s impact […]
3 Major Credit Reporting Agencies to Know
Understanding credit bureaus can help you piece together the puzzle that is your credit score. The role of credit bureaus is to compile credit information from various institutions we use for loans, mortgages, credit cards, and more. Three major credit reporting agencies keep this information. The best credit repair experts suggest requesting your one free […]
How to Manage Your Credit Utilization Percentage
Credit cards can be essential to building a positive credit score, as long as you use them correctly. Paying off your balance every month is a good idea, but it’s also important to monitor your credit utilization percentage. You don’t necessarily need professional credit card repair services to help you with this. Here are some […]
5 Ways to Identify a Debt Collection Scam
People are desperate nowadays and look to take advantage of vulnerable people. If you’re in debt and receive a call, text, email, or letter from a supposed debt collector, be sure to have your radar up for a possible scam. The best credit repair experts can tell you what to look out for and here […]
What is the Impact of a Late Payment on Credit Score?
Making payments on time is something every adult should ensure they prioritize. However, life can get in the way and cause late payments to happen occasionally. While you might be fearful that a single late payment will destroy your credit score, that’s not necessarily the case. A late payment credit report removal service can help, […]
A Guide to Decrease Your Debt as a New Homeowner
Most people are very excited about becoming new homeowners. However, the daily costs and long-term debt associated with owning a home can be a little daunting. With careful planning and consideration, you can enjoy your home while slowly chipping away at debt. And credit repair may also be valuable to help you consolidate debt. Here […]
How to Spring Clean Your Finances
One of the traditions many people have is doing some spring cleaning when the weather warms up after a cold winter. This year, consider adding financial spring cleaning to your to-do list. Whether it’s speaking with credit specialists or revising your budget, financial spring cleaning can help you stay on track with both your short-term […]
Does Breaking a Lease Impact Your Credit?
While most of the time people don’t enter into a lease agreement with the intention of breaking it, life happens and the inevitable must occur. A common question people have is whether breaking a lease impacts your credit negatively. In most cases, credit repair experts agree that your credit should not impact your credit as […]
Is a Credit Privacy Number (CPN) Legal or a Scam?
When you’re going through some credit problems, you may feel like you need to make certain decisions out of desperation. This often gets people in trouble because they are more vulnerable to falling for scams. The best thing to do is to work with legitimate credit repair companies to look at all possible solutions and […]
When Should a Goodwill Letter be Written?
Having negative items on your credit score can impact your buying power. If your credit is generally in good standing but you made a one-off mistake that lowers your score a few points, you might use a goodwill letter as a credit repair strategy. It’s a strategy that shouldn’t be used all the time and […]